Protect your assets and future earnings with Seagroves.

A personal umbrella insurance policy gives you an extra layer of liability protection for your wages, house, investments, cars and boats if you’re in an auto accident or if there’s an accident on your property. Otherwise, you could be liable for more than your current auto or homeowners coverage limits.

Umbrella insurance takes over once you have exhausted coverage from your other liability policies, and it can cover a number of situations. For example, if a guest in your home falls and is seriously injured, you may be liable for the medical costs, plus a lawsuit if you are sued as a result of the accident.

Your personal homeowners liability insurance will cover the costs up to your policy limits, but if the medical bills and legal fees are greater than your coverage limit, you are then responsible for paying that amount out of pocket. Umbrella insurance can cover those additional claims.

Knowing you have the coverage and protection you need to avoid a future of financial headaches could be well worth it. The cost of an umbrella insurance policy varies depending on the amount of coverage you need to adequately cover your assets.

Learn more about umbrella insurance policies and speak to a Seagroves Insurance agent about the level of umbrella coverage that’s right for you.