Have you ever asked yourself, “Just what is an umbrella policy?” Or, “Can I use one even if the sun is shining?”
Rest assured, an umbrella policy doesn’t have anything to do with rain.
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Is flood insurance a thing and do I need it?
Water, water everywhere. It’s a homeowner’s nightmare. In fact, as little as one inch of water in a home can cause up to $25,000 in damage. An even bigger nightmare? Finding out your homeowner’s policy doesn’t insurance against flood. Spoiler alert: most don’t.